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Microfinance and Poverty Reduction. The case of ACSI in Enemay district, East Gojjam

јвтор:   Bamlaku A.A.
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112 страниц
2009 год
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1978 руб
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ќписание:The repayment period was also found to be short enough which clients found hard to repay in time. Otherwise, its impact on poverty per se is not strong enough to suggest ACSI has achieved its objective it seeks to meet from the outset. Against this objective, taking a random sample of 194 farm households, this study examines the impact of Amhara Credit and Savings Institute (ACSI) on poverty reduction in East Gojjam, Amhara region, Ethiopia. Microfinance institutions in Ethiopia, as is the case elsewhere in the developing world, have been established with the objective of reducing poverty. Therefore, whether this objective has been achieved merits special consideration by way of impact analysis. Results of the study indicate that microfinance helps farmers smooth out their consumption and augment their otherwise meagre incomes. Unless otherwise business training skills are provided to the farmers as part of the package, only loan provisions and savings services may not help a useful purpose.


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2990 руб
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When China Rules the World

It produces two-thirds of the worldвАЩs photocopiers, shoes, toys and microwave ovens; half its DVD players, digital cameras and textiles; one-third of its DVD-ROM drives and desktop computers; and a quarter of its mobiles, television sets, PDAs and car stereos. [455] The country has borne witness to the greatest poverty-reduction programme ever seen, with the number of people living in poverty falling from 250 million at the start of the reform process in 1978 to 80 million by the end of 1993 and 29.27 million in 2001, thereby accounting for three-quarters of global poverty reduction during this period. [456] Figure 13. The decline in poverty in China. Although foreign multinationals dominate the countryвАЩs exports, home-grown Chinese firms like Haier, Konka, TCL, Huawei and Galanz have done well in such sectors as domestic appliances, television and telecommunications. Encouraged by the вАШGo GlobalвАЩ campaign initiated by the government, the larger Chinese firms have begun to invest abroad and establish overseas subsidiaries. [457] China has made astounding economic progress, but its transformation is far from complete ...»

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